Insurance & Finance

Quality Dental Care Made Affordable

At Kavita Patel, DDS, we believe that everyone deserves access to exceptional dental care. Our goal is to make receiving the treatment you need as simple, affordable, and stress-free as possible.

We proudly accept most Traditional and PPO dental insurance plans and are committed to helping you maximize your benefits. As a courtesy, our team will electronically submit claims to your insurance provider and assist you in understanding your coverage before treatment whenever possible. Please note that dental insurance benefits vary by plan, and coverage estimates are not guarantees of payment by your insurance company.

If you have questions about your insurance coverage, our knowledgeable team is happy to help verify your benefits and explain any anticipated out-of-pocket costs.

We do not currently participate with DHMO/HMO dental plans or Medicaid-based insurance plans.

Flexible Payment Options

We accept a variety of payment methods for your convenience, including:

  • Cash
  • Debit Cards
  • Credit Cards

Financing Solutions

We understand that some dental treatments represent a significant investment in your oral health. To help make treatment more manageable, we offer flexible financing options through CareCredit and Cherry.

CareCredit

CareCredit allows qualified patients to pay for dental treatment over time with convenient monthly payment plans. Depending on eligibility, promotional financing options may be available for both routine and comprehensive dental care.

Cherry

Cherry offers a fast and simple application process with flexible monthly payment options for eligible patients. Many patients appreciate the ability to break treatment costs into manageable payments while receiving the care they need without delay.

We’re Here to Help

Every patient’s situation is unique. Whether you have questions about insurance coverage, financing options, accepted plans, or treatment costs, our team is here to help.

Please contact our office for more information. We’ll be happy to review your options, answer your questions, and help you find a financial solution that fits your needs so you can focus on achieving a healthy, confident smile!

Do you accept NJ FamilyCare, Medicaid, or HMO/DMO insurance plans?

At this time, we do NOT accept Medicaid or Dental/Health Maintenance Organization (HMO/DMO) plans!

What types of insurance do you accept?

We accept most PPO dental insurance plans. If you’re unsure about your coverage, just give us a call—our team will be happy to verify your benefits before your visit!

Do you offer payment plans or financing options?

Yes! We offer flexible financing through trusted third-party providers like CareCredit and Cherry. Our team can help you choose a payment option that works for your budget!

What if I don’t have dental insurance?

No insurance? No worries! We offer an affordable In-Office Membership Savings Plan designed to help you save on dental care!

How does your Membership Savings Plan work?

Our Membership Plan includes routine exams, cleanings, and X-rays for a low annual fee, plus discounts on other services. It’s a great alternative to traditional insurance. Contact our office for full details and pricing!

Can you help me file my dental insurance claims?

Absolutely! Our knowledgeable team will file your insurance claims for you and assist in maximizing your benefits.

Do I need to pay anything at the time of my visit?

Yes, we typically collect any co-pays, deductibles, or out-of-pocket costs at the time of your appointment. We’ll let you know what to expect based on your insurance coverage before your visit!

What forms of payment do you accept?

We accept cash, major credit cards (Visa, MasterCard, Discover, American Express), and HSA/FSA cards. Financing through CareCredit and Cherry are also available!

Will I receive an estimate before treatment?

Absolutely! We provide treatment cost estimates before any procedure so you understand your out-of-pocket expenses and available options.

Been coming to her for a few years now and she is Great! Kavita personalizes your treatment plan to suit your needs and finances. We often misinterpret things like cleanings twice a year due to insurance plans coverages instead of what’s actually needed for example and we fail to realize that we may need more or less treatments than insurance policies cover since insurance policies aren’t suited for each unique persons dental needs. Kavita made me realize this on my second visit and I continued to come to her because she genuinely wanted to treat my dental needs and explained it to me in full detail. I’m sure you are perhaps used to your family dentist as I was for decades and I was reluctant to make a change however, once I did come to Kavita - I progressively regretted not having made the change to her sooner. I realized I could’ve got better treatment sooner than later. However it’s not too late to change, give her a try - you won’t regret it.

Alexis Solis

Very friendly atmosphere,, Dr. PATEL is very good at making you feel at ease and comfortable. I will definitely keep on going to her.

Candida Mota
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We do not accept Dental/Health Management Organizations nor Medicaid-based insurance at this time.

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