Insurance & Finance

Welcome to Kavita Patel, DDS, your trusted dental practice in Colonia, NJ. We understand the value of accessible dental care, which is why we happily accept most Traditional and several PPO insurances, ensuring you receive quality treatment without financial stress. As a courtesy to our patients, we electronically submit insurance claims on your behalf. We will always help you maximize your insurance benefits. Please call our office for more details, and someone from our team will assist you.

We do not accept Dental/Health Management Organizations and Medicaid based insurances at this time.

Besides the conventional payment methods, like cash, debit cards, and credit cards, we offer the convenience of CareCredit—a flexible financing option designed to suit your individual needs.

At Kavita Patel, DDS, we prioritize your oral health and financial well-being, striving to make dental care a seamless experience for you. Choose us for comprehensive dental solutions backed by a commitment to your comfort and satisfaction.

Do you accept NJ FamilyCare, Medicaid, or HMO/DMO insurance plans?

At this time, we do NOT accept Medicaid or Dental/Health Maintenance Organization (HMO/DMO) plans!

What types of insurance do you accept?

We accept most PPO dental insurance plans. If you’re unsure about your coverage, just give us a call—our team will be happy to verify your benefits before your visit!

Do you offer payment plans or financing options?

Yes! We offer flexible financing through trusted third-party providers like CareCredit. Our team can help you choose a payment option that works for your budget!

What if I don’t have dental insurance?

No insurance? No worries! We offer an affordable In-Office Membership Savings Plan designed to help you save on dental care!

How does your Membership Savings Plan work?

Our Membership Plan includes routine exams, cleanings, and X-rays for a low annual fee, plus discounts on other services. It’s a great alternative to traditional insurance. Contact our office for full details and pricing!

Can you help me file my dental insurance claims?

Absolutely! Our knowledgeable team will file your insurance claims for you and assist in maximizing your benefits.

Do I need to pay anything at the time of my visit?

Yes, we typically collect any co-pays, deductibles, or out-of-pocket costs at the time of your appointment. We’ll let you know what to expect based on your insurance coverage before your visit!

What forms of payment do you accept?

We accept cash, major credit cards (Visa, MasterCard, Discover, American Express), and HSA/FSA cards. Financing through CareCredit is also available!

Will I receive an estimate before treatment?

Absolutely! We provide treatment cost estimates before any procedure so you understand your out-of-pocket expenses and available options.

Do you accept Medicaid or DMO insurance plans?

Currently, we do not accept Medicaid or Dental/Health Management Organization (DMO) insurance plans. Please contact our office to learn more about accepted PPO plans and other payment options.

What sort of insurance do you accept?

We accept most PPO dental insurance plans. If you're unsure about your coverage, our team will gladly verify your benefits before your visit.

Do you offer some payment plans or financing?

Yes! We offer flexible financing options via third-party providers like CareCredit. Our team can help you find a payment solution that fits your budget.

What if I don’t have dental insurance?

No insurance? No problem! We offer affordable self-pay options and flexible financing to ensure you get the care you need without delay.

Will you help me file my insurance claims?

Absolutely. Our expert team will submit your dental insurance claims on your behalf and help you in maximizing your benefits.

Been coming to her for a few years now and she is Great! Kavita personalizes your treatment plan to suit your needs and finances. We often misinterpret things like cleanings twice a year due to insurance plans coverages instead of what’s actually needed for example and we fail to realize that we may need more or less treatments than insurance policies cover since insurance policies aren’t suited for each unique persons dental needs. Kavita made me realize this on my second visit and I continued to come to her because she genuinely wanted to treat my dental needs and explained it to me in full detail. I’m sure you are perhaps used to your family dentist as I was for decades and I was reluctant to make a change however, once I did come to Kavita - I progressively regretted not having made the change to her sooner. I realized I could’ve got better treatment sooner than later. However it’s not too late to change, give her a try - you won’t regret it.

Alexis Solis

Very friendly atmosphere,, Dr. PATEL is very good at making you feel at ease and comfortable. I will definitely keep on going to her.

Candida Mota
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We do not accept Dental/Health Management Organizations and Medicaid-based insurance at this time.

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